Vos principales missions :

We are currently looking for a highly skilled individual to join our Insurance Ratings group as an experienced analyst at Associate level, based in our Paris office.

The successful candidate will posses the ability to undertake rigorous analytical work and will be proficient at doing research and writing analytical reports with a track record of fundamental analysis. Understanding and knowledge of the insurance sector is required. An ability to quickly absorb, analyze and act upon information is also required.

The successful candidate will be comfortable in an environment which stimulates continuous improvement and innovation, and the highest customer service standards whilst adhering to established ratings criteria, methodology, policies and procedures. The individual will be able to demonstrate analytical excellence, and good presentation skills in front of internal and external audiences, and maintain and enhance the quality and timeliness of our analysis. Moreover, you must demonstrate an ability to work at board level and represent Standard & Poor’s in a highly professional manner to global investors. You will be required to prepare and perform meetings with multi-national, senior management teams to extract and assess information relating to credit quality and to explain our credit rating opinions. Strong presentation and organizational skills are also required to present detailed information and reasoned opinions to our credit rating committees.

Core Responsibilities and Job Functions
 Flexibility and adaptability to rapidly pick up credit surveillance on a rating portfolio.
 Perform credit analysis by demonstrating the ability to understand and identify key factors that affect an issuer’s credit rating.
 Analyze original, non-routine complex business problems on a timely, orderly and insightful manner.
 Develop and maintain an understanding of industry trends and issues.
 Take responsibility for ratings as a primary analyst with minimal supervision.
 Act as backup analyst as required by team leader, attending meetings in support of colleagues, providing cover for colleagues who are temporarily unavailable due to holidays or business travel.
 Actively participate in rating committees.
 Attend meetings and interact with senior management of corporations to obtain information upon which to base credit rating decisions.
 Present findings and opinions to a credit rating committee.
 Prepare a variety of material suitable for publication on Standard & Poor’s credit portal and other media (such as rating reports, press releases, and detailed commentaries) sufficient to disseminate and explain our ratings on a timely basis.
 Perform periodic portfolio reviews in conjunction with the rest of the team.
 Participate actively in publishing and investor outreach activities.
 Participate in seminars and investor outreach opportunities as required.
 Prepare commentaries/papers on areas of expertise for publication
 Share specific analytical expertise, any useful know how, and ideas to improve group operations.
 Be an analytical role model for junior analysts.
 Maintain integrity of analytical or compliance related databases as appropriate.

Votre profil :

 Solid, demonstrable, at least 6 to 7 years experience within actuarial or external audit function focusing on insurance accounts
 Have strong analytical skills with a deep understanding of financial statements and accounting concepts, as well as strong technical knowledge of insurance
 Be numerate and accurate with figures and detail orientated with the ability to maintain accuracy whilst complying with deadlines
 Strong written and oral communication skills in French and English are essential
 Fluency in other European languages, in particular Italian, will also be an advantage (Arabic would also be appreciated)
 The ability to work both independently and within a team environment is critical.
 Educated to degree level in a relevant business related field,
 Be willing to travel, sometimes at short notice
 Be computer literate having strong Excel/Word/PowerPoint and database application skills. Ability to prepare forecasts based upon reasoned assumptions will be required.
 Possess solid communication skills, verbal and written, as well as the capacity to expand learn and to make a contribution

Please apply online : www.standardandpoors.com “careers”, “search for opportunities” then enter 12236 as “job number”